Cheap Home Insurance, House Insurance, and Homeowners Insurance In Midwest City, Norman, Shawnee, Moore, Oklahoma City, OK, and Surrounding Areas
Protecting Your Home, Wherever Home Is
It can be a palatial estate or a quaint mobile home; a townhome or an apartment. Whether you rent or own it, your home is so much more than a dwelling place. Plans, memories, and futures are made in that magical place we run to at the end of a busy day. For something that provides comfort and protection, it’s only natural to make sure you return the favor by carrying the right insurance coverage.
Residents in Oklahoma City, Moore, Seminole, Shawnee, and throughout Oklahoma and Louisiana trust the professionals at Ford Insurance Agency for comprehensive Homeowners Insurance. We make sure that the place you live and the things you own are protected against life’s accidents.
House Insurance: It’s What You Don’t Know…
Everyone knows what an insurance policy is supposed to do. We buy it so we can rest assured that the home that matters to us will be replaced in the event of a covered loss. We want to have the peace of mind that protection brings, and we assume that the policy we purchase covers everything.
Unfortunately, not every policy is created equal. Each policy has specific limitations on certain coverage areas, and these limits can vary greatly. Items like jewelry, collectibles, antiques, artwork, cash, and many other items have coverage limits or ‘caps’. Many policies specifically deny coverage for certain items. These are referred to as ‘named exclusions’. Equally unfortunate is the fact that most policyholders won’t realize these limits and exclusions exist until they suffer a loss.
At Ford Insurance Agency, we believe you have a right to know what you’re buying…and we have a responsibility to make sure you’re adequately insured.
Cheap Home Insurance with Ford Insurance Agency, You’re Covered
We help you by discussing the various items you own, determining what falls within policy limits and what requires additional coverage. We can then suggest the right policy for your particular needs. If you own more jewelry, artwork, or specialty items than your policy covers OR things that your policy specifically excludes, we can provide additional coverage through endorsements (sometimes called riders, floaters, or scheduled personal property).
Since we’re an Independent Insurance Agency, we’re not restrained to the limited options provided by only one insurance company. Instead, we work with multiple insurance companies to provide options that fit your particular lifestyle. We understand which companies excel in particular areas, have higher limits for specific items, and offer discounts for a variety of security improvements.
Good News for Renters!
Remember: your landlord’s property policy does NOT cover your personal items. You have to purchase insurance for the things you own and a renter’s policy is exactly what you need.
Renter’s insurance provides coverage against fire, theft, and other covered losses. It also protects you against any liability you may face should someone become injured in your rented dwelling. Renter’s Insurance provides other coverage that can save you money in the event of a loss.
We insure manufactured homes
Our Options Include:
- Rental Property
- Seasonal Homes
- Mobile Homes
- Vacant Homes
- Homes Under Construction
- Fire Policies
- Jewelry, artwork, etc.
- Multi-Policy Discounts are available